The priority of any instructor / martial arts club or group should be insurance cover. This not only protects the instructors (including assistant instructors and officials) but also the students and members of the public who enter the club.
The Surrey Karate Academy and the Club Instructor is a full member of the Traditional Karate Federation (Leo Lipinski) and the NAKMAS Governing Body, and holds the following insurances:
Public/Product Liability £10 million This is defined as ‘sudden accidental injury to an individual (third party) or damage to property caused in a single, clearly identifiable occurrence’.
Employers Liability £10 million This includes both paid and unpaid ’employees’.
Professional Indemnity £5 million This covers all licensed instructors, administrators, officials, etc who supply a skill or service against their legal liability to compensate third parties who have sustained injury, loss or damage; at any NAKMAS approved club or event. The professional indemnity insurance provides worldwide cover, inside and outside of NAKMAS registered affiliate.
Libel and Slander Defamatory statements are those which inure the reputation of others by causing them to be subject to hatred, ridicule, contempt or fear, so that their reputation suffers or that they are prejudiced in other ways
Directors and Officers Directors and Officers have certain duties to perform and they can be held accountable for a breach of them. This insurance provides indemnity against the threat of personal litigations.
Other Policy features Indemnity to principals/leased and rented facilities; member to member
student_licence_insurance are covered with their membership to the Traditional Karate Federation and the NAKMAS.